Mortgage loans for California
Real Estate. Specializing in stated-income loans for first time or credit challenged borrowers. (831) 645-1001
Personal Data Information
We do not sell, rent or share your private data information. Whether good credit or bad credit. Your data is safely stored and returned.
Regarding any information that can be used to identify, contact, or locate the person to whom such information pertains including but not limited to; name, address, phone number, email address, financial profile, social security number, and credit information: All data is kept private for your protection and held CAN-Spam compliant.
What Personal Credit Information is collected?
We may collect basic credit profile information from applicants. We collect the following information from our loan applicants or customers: their full names, addresses, phone numbers and email address. For pre-qualifiers; the nature and size of their loan, and the nature or size of the property or inventory they are interested in purchasing. And at times, the California parcel number or zip-code area that they intend to purchase, or qualify for.
What organizations are collecting the information?
In addition to our direct collection of information, our third party service underwriters and vendors such as credit companies, reporting agencies, and banking institutions who may provide such services as written guarantees, insurances, and escrow services, may collect this information from our applicant or client with approval from the California qualified client or direct online inquiry. We do not control how third parties use such information but we do ask them to disclose how they use personal information provided them from our Visitor and Authorized Customer applicant. Some of these third parties may be intermediaries that act solely as links in the qualification chain and do not store, retain, or use the information given to them.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to make appropriate service offerings, and to fulfill lending or qualifying requests through the website. We may email Visitors and Authorized Customers or Qualifiers about research and programs of opportunity on the Site, or for information related to a broker matter through the Site. We may also use Personally Identifiable Information to contact Visitors and/or Clients in response to specific inquiries from our contact form or office in order to provide requested information and updates.
With whom may the information be shared?
Personally Identifiable Information about our Customers and qualifying clients may be shared with Authorized associates who may wish to evaluate potential transaction history with other Authorized Agents. We may share aggregated information within our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us, or by any agency acting on our behalf with simple instruction below each email sent.
How is Personal Data Information stored?
Personal Data Information collected by John Filighera & Associates is securely stored and is not accessible to third parties or employees except for use as indicated above.
Visitors and Authorized Customers may opt-out of receiving unsolicited information, or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting: JohnF@Zbestloans.com
How can Visitors correct any inaccuracies in Personal Data Information?
Visitors and Authorized applicable Customers or registered clients acknowledge that Reseller agents may contact you/us to update any Personal Credit Information to correct inaccuracies. You may do so also by privately emailing us at firstname.lastname@example.org – attention CEO John, or assigned staff loan officer.
Can an applicant delete or deactivate Personal Data Information collected by Zbestloans?
Yes, we provide Visitors and registered clients with the opportunity to delete/deactivate Personal Data Information from the business Site’s database through contacting us. However, because of backups and records of deletions, it may be impossible to delete a total entry without retaining some residual information. An individual who requests to have Personal Data Information deleted or deactivated will have their file functionally or manually deleted, and we will not sell, transfer, or use Personal Identifiable Information relating to the individual in any way moving forward.